Top Up Locum Insurance Cover: A nervous patient being supported by thier doctor

Maximising the effectiveness of your locum insurance and NHS Sickness Reimbursement.

Top Up Locum Insurance

With significant changes introduced to the General Medical Services contract in England regarding sickness cover reimbursement for GPs, we took the initiative to evolve our offering to maximise outcomes for our clients.

We are well-connected within the health and insurance sectors, and we explored these developments with a number of key figures to ascertain the most appropriate way in which top up locum insurance could complement NHS Sickness Reimbursement.

Reimbursement sickness cover initially began in 2017 at £1734 however in some areas, has been increased to £1751 for the first 6 months with a 2 week excess and then reduced by 50% for the further 6 months.

With our proven history of providing locum insurance solutions for GP Practices, we launched a top up locum insurance product to maximise the effectiveness of sickness cover for our clients. Utilising a complementary approach, our clients are able to benefit from the sickness cover reimbursements from the General Medical Services, whilst simultaneously relying on our responsive locum insurance to bridge the gap.

This flexible approach means that our clients can benefit from the best of both worlds, blending the increased provision with robust and comprehensive locum insurance, with a reduced premium for GP sickness and accident cover. There is no one-size-fits-all approach to top up locum insurance; working collaboratively with you, our skilled advisors will offer advice and guidance to ensure that your insurance needs are being met - efficiently and cost-effectively.

Need Help?

Contact BIS

Our team are on hand to advise on the most suitable insurance solution to keep you protected.

Call us on 01992 669737 or complete the form and we'll be in touch.


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Customer Testimonials

I did shop around for other quotes but not another company could match with BIS and we even had additional extras in the policy with no extra cost which is plus.

Helen Rossiter, Practice Manager

The form filling was minimal and the customer support was outstanding. I would highly recommend BIS to other practices looking at locum insurance.

Chris James, Glendale Surgery

Over 50% of our staff are Chartered Insurance Institute members.