Locum Insurance Buyers Guide

What does Locum Insurance include?

A number of absence types can be covered, and we will work with you to ensure that your practice's needs are being met by your policy. As an example, Locum Insurance can include coverage against absences such as illness and accident, compassionate leave, maternity and paternity leave and suspension.

What should my key considerations be when choosing my level of cover?

Locum Insurance is most effective when it is tailored to complement your practice's needs. With options ranging from day one coverage to longer deferment periods, we will ensure that your Locum Insurance works alongside your contingency plans and how your practice works best. You could also consider Top up Cover to enhance GP funding and the option of Fully Comprehensive Cover, which ensures that - regardless of the cost - absence is fully covered. 

About the insurer?

We have partnered with A-rated providers, offering you the confidence of knowing that you are in safe hands. Our insurers claims service is at the heart of their business, and they handle claims efficiently and effectively, whilst always striving to minimise the disruption to your GP Practice.

What is Locum Insurance?

Locum Insurance's purpose is to protect you from the costly impact that staff absence can have on your GP Practice. This insurance product lends itself seamlessly to tailoring cover to suit your exact requirements, and claims can range from providing the funds for internal staff increasing their hours to cover staff absences to reimbursing the cost of hiring a locum. At BIS, we concentrate exclusively on locum insurance for GP Practices - we understand your world and the demands that your practice faces on a daily basis, and we are well-positioned to secure comprehensive locum insurance that is suited to your requirements.

How do I know if I need Locum Insurance?

The fast-pace of GP Practices means that staff absences can have a huge impact on your ability to provide continuous care to your patients. By holding comprehensive Locum Insurance, you will be able to ensure that your practice is able to keep running by minimising the disruption and associated costs caused by staff absence.